Do you want to improve the conditions of your mortgage but don’t know how? The most common option is subrogation, since it allows different changes, such as the term or the interest rate, among others. Keep reading and discover the advantages of subrogating a mortgage . Calculate your mortgage online and for free Use our […]
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Where to invest in housing in Barcelona in
Buying a home to rent seems like one of the best ways to invest today. For this, cities with a high rental demand like Barcelona take center stage, but not all options are equally good. In today’s article, we break down where to invest in housing in Barcelona , in which neighborhoods it is most […]
How much can you reduce the price of
Selling an apartment is one of the procedures that generates the most doubts in the real estate sector. From the necessary documents to the signing of the purchase and sale contract, uncertainty is present. But, the most repeated issue is how much can you lower the price of a house? Keep reading to find out. […]
What is mortgage funding and what expenses
You are considering applying for a but you are afraid of overlooking something. We understand! At Housfy, we are here to explain it all to you. Find the best without mistakes Going from bank to bank is a thing of the past. GET INFORMED FOR FREE What is the provision of funds in a ? […]
When is the CPI for rents raised? This is how
The CPI is the main indicator that determines what the fair rental price is, among many other things. Therefore, it influences the updating of the rental contract and may lead to an increase in monthly payments. But when does the CPI for rent go up? We explain it to you below. Rent your apartment and […]
4 simple steps to know how to update rental
Updating your income can always cause some headaches. And, although the Urban Leasing Law (LAU) does not require an simple steps increase in the rental price in relation to the CPI, this index is the most used. Therefore, below we explain step by step how to update the rental income with the CPI. Rent your […]
Consent to sublease an apartment from
Are you an owner and do you have an apartment for rent? This interests you. When renting an apartment, one of the scenarios that can occur is that the tenant wants to sublet the rooms that he is not using to other people. This cannot be done without consent to sublease the apartment from the […]
4 simple steps to know how to update rental
Updating your income can always cause some headaches. And, although the Urban Leasing Law (LAU) does not require an simple steps increase in the rental price in relation to the CPI, this index is the most used. Therefore, below we explain step by step how to update the rental income with the CPI. Rent your […]
What happens if the seller does not pay
When selling a home, the stipulation is that the seller is the one who taxes the operation and pays the municipal capital gains tax , among others. But there’s a chance that won’t happen. Below, we explain what happens if the seller does not pay the capital gain . Sell your house getting more for […]
Limit on rent increases: what does it
Annual inflation in Europe is well above the medium-term objective of the European Central Bank (ECB), which aims for it to decrease to 2% by 2025. This data is key, because it has conditioned the measures of the Government of Spain to set a rent increase limit in 2023. Do you want to know how? […]
Pros and cons of the mixed mortgage
For years no one remembered its existence. Now, faced with the question of whether mortgages will decrease in or not, many are looking for it. It is the mixed mortgage, a financing alternative that has become the protagonist of multiple banking entities. Today we analyze what are the pros and cons of the mixed mortgage […]
Real estate rental commission: how is it
When renting an apartment, using a real estate agency is the most common option in Spain. But they charge fees to manage all the procedures and guarantee a safe rental . In this article, we detail everything you need , how to calculate it and who pays it in each case. Rent your apartment and […]