Lower interest on variable mortgage in

The Euribor continues to rise and fall as if it were a roller coaster. At the same time, taking out a variable mortgage is once again the center of attention for many. He continues reading and discovers the drop in interest on variable mortgages in banks. Find the best mortgage without mistakes Going from bank to bank is a thing of the past. GET INFORMED FOR FREE What are the most recommended variable rate mortgages? From 2022 until now, the variable mortgage has been one of the main protagonists of the mortgage market. But its popularity was not due to positive elements, so to speak. Quite the opposite, boosted by the runaway increase and fluctuations of the Euribor , the main reference index for the majority of mortgages in the country. However, it was not going to be all bad and forever. And the characteristics of the variable mortgage make this mortgage loan a very dynamic option with endless possibilities. Thus, with the rise of the Euribor and the increase in interest that also occurs in fixed mortgages, some banking entities choose to reduce the spreads on their variable rate loans . The main reason is to attract new clients interested in this mortgage model, which was increasingly losing interest.

Variable mortgage interest reduction: Kutxabank

Kutxabank’s variable mortgage leaves no one indifferent. As of March 2023, it is considered one of the best variable rate loans on the current market, with an interest rate of Euribor . Until now, no entity had opted to reduce spreads below the 0.50% threshold. Now, Kutxabank’s variable interest mortgage dares to do so, going from a differential of + 0.53% to + 0.49%. In addition to the very low interest rate, we also find other characteristics about Kutxabank’s variable rate mortgages. They are the following: Interest of 2.47% fixed the first year and Euribor + 0.49% thereafter . Access to the discounted Malaysia Phone Number Data interest rate when contracting three products : payroll direct debit, home insurance and pension plan. Option to contract other products to access the bonus. No opening commission . Maximum financing of 80% and for a maximum period of 30 years . Exclusive for first homes . Kutxabank Young Mortgage At Kutxabank you will also find the Young Mortgage , focused on those under 35 years of age and available at both a fixed and variable interest rate. With a maximum financing of  this loan model offers a fixed interest of 2.37% in the first year and Euribor thereafter .

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Variable mortgage interest reduction: Unicaja

Unicaja’s variable mortgage is, without a doubt, one of the best variable mortgages of the moment . Its interest is classified as one of the lowest in the current market, with the Euribor on the subsidized loan . The very low variable interest rate offered by Unicaja’s variable mortgage is not the only reason this loan is so popular. Its characteristics make it a very attractive loan Bosnia And Herzegovina Phone Number List  products to hire. First or second home. Financing of up to 80% on the first home and up to 70% on the second. Maximum term of 30 years for the first home and 25 for the second. Even so, pay attention, because you will only be able to access this variable mortgage from Unicaja if your salary is at least 2,500 net euros . If you charge less, the interest will be higher. Thus, Unicaja also offers a variable-rate Youth Mortgage , aimed at those under 35 years of age and with a fixed interest of 1.20% the first year and Euribor + 0.60% thereafter. A great offer. New ECB interest rate hike: the price of the euro rises to 3.5% Which mortgage is best for you? With the lowering of variable mortgage interest by banks, now more than ever the question arises about which loan to take out or whether to subrogate your mortgage.

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