Forecast 2023 will it be a good time

The end of is approaching and a recurring question in the final stretch of this year is whether next year’s real estate and financial market will favor the conditions to be able to buy a home . Inflation or the rise in interest rates on mortgage loans make us think that 2023 will not be a good time to buy a home, but is this really the case? Get your ideal home Find apartments and houses for sale in your city SEARCH APARTMENTS Below, our Banking Business Director, David Espiago , our Head of Large Real Estate Accounts, David Gordo , and our Commercial Manager of Housfy Inversión, Iván Guillén , give us the answer to this question, explaining the situation that is expected for 2023. in real estate and financial terms, among other fundamental topics to understand what is expected next year in these two markets.

The best advice for those who have a variable mortgage

One of the great consequences of the constant increases in interest rates by the European Central Bank (ECB) is the increase in the cost of variable mortgages. According to our Banking Business Director, those families that have not yet had their mortgage reviewed will have to pay an average of “ €2,900 per year ” more due to the ECB’s measures. The best thing these families can do at this time is to “subrogate their mortgage to another entity Mexico Telegram Number Data looking for a mixed or fixed interest rate. he points out. In the previous weeks, the Government reached an agreement with Spanish financial entities so that they can request a series of aid in case they cannot pay their mortgage payments.

Trust experts to deal with times of crisis

It is important to keep in mind that, even if you are not experiencing the best financial situation, it is still possible to get a mortgage with good conditions . To do this, it is best to put yourself in the hands of mortgage brokers, who know the mortgage market perfectly and find the best mortgage Australia Telegram Number List for you in the most comfortable and fastest way. David Espiago points out that from we make sure that all profiles that meet the minimum conditions access a mortgage loan , and in times of good times, we get the most beneficial mortgage for each profile.” Furthermore, “by having an agreement with the main financial entities, we can guarantee all profiles that they will always have the best offers, since the best is not always the cheapest interestthe costs” , indicates Espiago.